During these lazy days of summer, I can imagine that Christmas is the farthest thing from your mind. How do you feel about getting started early with your Christmas planning? Some of us dig it big time, while others find even the thought of doing that somewhat disturbing. With thoughts of vacation, finding ways to keep cool and big family get-togethers filling these summer days, the sounds of jingle bells and carolers out in the snow are like ancient history.

I want to break this to you gently: Christmas decor will be appearing in a store near you in only a matter of weeks — if you haven’t seen hints of that already. Devoting only a few minutes each day to getting started early with your Christmas plans will come back to bless you in money saved. And you’ll have beaten a lot of stress, too, come December.

Here are some quick and easy ways to get started now!

ASSESS

Take a few minutes to recall last holiday season. What do you wish you’d done differently? Started sooner? Fewer gifts? More get-togethers? Whatever it is, determine what you will do differently this year.

CRASH SAVE

Once each week put $20 — or an amount you find appropriate — into an envelope. Or get even more organized and label several envelopes you designate for specific gifts, tips for servicepeople, events, travel — you name it. Label and seal the envelope. Or determine to keep adding to them from now until Christmas. Make a note in your calendar so you don’t forget where you put it.

GROUP CRAFTING

Spend an evening with three or four friends making holiday decorations. Each person brings an idea plus all the materials and supplies needed for that project. By the end of a very fun evening, everyone goes home with three or four new items.

COLLECT

This summer as you are traveling and camping, collect pinecones, seashells, even dried plant materials and other such items. Now you have the stuff you need to make wonderful tree ornaments and other crafty items.

STOCKINGS

No problem. You can still “make” great Christmas stockings. Buy large, wooly socks (find them on sale now at camping and outdoors stores). Roll up one sock and tuck it into the toe of the other and fill up the “stocking” with little gifts. Turn the top down to form a cuff. Decorate with glue-on letters or embroidery, or leave it plain.

CREATIVE WRITING

This year, resolve to send out a family Christmas letter. Throughout the year, record events and happenings in a small notebook that you keep handy. Come December, it will be simple to write because you have all the material you need without racking your brain. Friends and relatives will be thrilled to receive such a great gift. Actually, I’d love to be on your list.

FAMILY COOKBOOK

One year a friend got the best gift. Her mother is an excellent cook and often cooks without a recipe. Her sister spent hours with Mom in the kitchen and painstakingly recorded the exact ingredients and measurements of the family’s favorite dishes. She then developed them into a recipe book and gave it to her sister, my friend, for Christmas. Over the years it has become even more special — not only because her sister made it for her, but also because the recipes are now recorded for both of them to pass on and to always remember their mother.

MEMORY QUILTS

If you and your kids have saved every T-shirt from every school event they ever participated in, cut out the pattern and/or words from each shirt and make memory quilts. Use the recipients’ favorite colors for the border and coordinating fabric for the backing. It won’t be too expensive, but it will be time consuming. Need a little help with that? Google “how to make T-shirt memory quilt.”

There, that wasn’t so bad, was it? I’ve helped you get your mind in gear. Just try to unring that (jingle) bell!

Mary Hunt

Mary invites you to visit her at EverydayCheapskate.com, where this column is archived complete with links and resources for all recommended products and services. Mary invites questions and comments at https://www.everydaycheapskate.com/contact/, "Ask Mary." Tips can be submitted at tips.everydaycheapskate.com/ . This column will answer questions of general interest, but letters cannot be answered individually. Mary Hunt is the founder of EverydayCheapskate.com, a frugal living blog, and the author of the book "Debt-Proof Living."

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